Ray Garcia - Law Office of Ray Garcia, P.A.

LawLink rates Ray Garcia 5 stars:
Contact Information

Ray Garcia

Law Office of Ray Garcia, P.A.

14850 SW 26th Street, Suite 204

Miami, FL 33185

305-227-4030

Practice Areas
  • Real Estate-Business
  • Personal Injury
  • Family Law
  • Employee Law
  • Commercial Litigation
  • Real Estate-Personal
  • About
  • Background
  • Reviews
  • Colleagues
  • Documents

The Law Office of Ray Garcia, P.A. services Miami-Dade, Broward, Palm Beach and Monroe Counties The Firm is an AV Rated firm which is a significant rating accomplishment and a testament to the fact that a lawyer's peers rank him or her at the highest level of professional excellence. Our mission has been to provide our clients with outstanding legal services that consistently exceed their expectations. Our law practice includes real estate litigation, construction litigation, foreclosure defense, condo deposit recovery, business and commercial litigation, labor disputes and bankruptcy in state and federal courts.

At the Law Office of Ray Garcia, P.A. we take pride in our ability to address your legal needs and resolve your legal matter We have always strived to fully understand our client's objectives whether it is a quick and expedient resolution or lengthy process involving protracted litigation, we put the client's interest and objectives first.

We are committed to providing outstanding legal representation and client service to all our clients. In addition, we take very seriously our responsibilities to the legal profession, the Florida bar and the Court system.

If you have a complex legal matter that needs high-level legal representation, contact us, for quality and effective result oriented representation.

Professional
 
Undergraduate: Florida International University
Law School: Nova Southeastern University
Admitted to Bar: 1997
Practice Areas: Business > Commercial Litigation
Personal > Personal Injury
Personal > Employee Law
Business > Real Estate-Business
Personal > Real Estate-Personal
Personal > Family Law
Organizations: Florida Bar, Dade County Bar Association
   
Personal
 
Gender: Male
Status: Married
Children: 2 Children
Age: 36
City of Residence: Miami
Home Town: Miami
Home State: FL
   
Interests
 
My Interests
My Politics:
My Choice For President:
Favorite Justice:
Favorite Books:
Favorite Movies:
Favorite Music:
Favorite Restaurants:
Favorite Travel:
Favorite Quote:
About Me:
   

No Reviews

The State of Florida has the third highest foreclosure rate in the United States after Nevada and Arizona. Florida's legislature appropriated $9.6 million this year to hire semi-retired judges and case managers to preside and assist in foreclosure hearings
Posted by Ray Garcia on 5.8.12 in Real Estate. (FL)

The record $25 Billion Dollar National Mortgage Settlement Agreement signed earlier this year involved 5 big lenders. According to recent reports, the Federal Reserve is now adding another 8 to the list.
Posted by Ray Garcia on 5.27.12 in Real Estate. (FL)

May 27, 2012 · Posted in bankruptcy · Comment (Edit) Bankruptcy is an option for some people who are overwhelmed by their debt. At times, stress is caused from debt related issues. This stress can lead to illness, loss of employment or even divorces. One could possibly avoid all the above mentioned issues by relieving their stress. Many times, filing bankruptcy is ones best option.
Posted by Ray Garcia on 5.27.12 in Bankruptcy. (FL)

These last few years have had many homeowners default on their mortgage. If you are one of them, you should look into the various options you may have available to you to resolve this matter. If you are employed with income coming in monthly indefinitely you may be eligible for a Home Affordable Modification Program (HAMP).
Posted by Ray Garcia on 9.27.12 in Real Estate. (FL)

Short sales in Florida occur when a homeowner who can no longer afford to pay for their mortgage may avoid foreclosure and get out of the debt with minimal financial damage by he selling the property for less than the mortgage amount. Since the lender must accept less than what they are owed in order for a short sale to be approved, it is the lender’s decision whether or not to accept the short sale offer proposed by the homeowner.
Posted by Ray Garcia on 11.12.12 in Real Estate.

Florida Statute 702.10 was enacted to allow foreclosure Lenders a procedure by which they may attempt to expedite the foreclosure process when they serve the homeowner with a foreclosure lawsuit. Following the procedure of Florida Statute 702.10, once the Lender serves you with a foreclosure lawsuit, the Lender must file a motion for an Order to Show Cause and then the Court will enter an Order requiring the homeowner to appear in court and contest why a Final Judgment of Foreclosure should not be entered
Posted by Ray Garcia on 5.5.13 in Tax Law. (FL)

A short sale allows a homeowner to sell a home where more is owed than what it is worth. Unfortunately, many short sale misconceptions have developed. It is important to clarify these misconceptions.
Posted by Ray Garcia on 5.21.13 in Real Estate.

The loan modification process typically takes six (6) months to nine (9) months depending mostly on your bank and your ability to efficiently work through the process with your attorney. Of course, the loan modification timeline is not set in stone and the more complex your situation or the greater the degree of concessions needed from the investor, the longer the process takes.
Posted by Ray Garcia on 6.5.13 in Real Estate. (FL)

The loan modification process typically takes six (6) months to nine (9) months depending mostly on your bank and your ability to efficiently work through the process with your attorney. Of course, the loan modification timeline is not set in stone and the more complex your situation or the greater the degree of concessions needed from the investor, the longer the process takes.
Posted by Ray Garcia on 6.5.13 in Real Estate. (FL)

Florida contractors have developed a reputation for have suspect business practices such not completing jobs properly, using inferior quality products and overcharging for works or sub contracting work off to less reputable individuals. Here are some tips that may help you in avoding being taken advanctage of by a contractor. Ray Garcia, Esq. Board Certified in Real Estate Law by the Florida Bar www.Floridaconstructionlawgroup.com
Posted by Ray Garcia on 9.18.14 in Real Estate. (FL)


Photos